{"id":6638,"date":"2020-09-08T10:04:13","date_gmt":"2020-09-08T08:04:13","guid":{"rendered":"https:\/\/shqip.al\/?p=6638"},"modified":"2020-09-08T10:04:13","modified_gmt":"2020-09-08T08:04:13","slug":"blerjet-me-karte-arriten-ne-210-milione-euro-vitin-e-kaluar-por-perbejne-vetem-11-te-veprimeve","status":"publish","type":"post","link":"https:\/\/shqip.al\/blerjet-me-karte-arriten-ne-210-milione-euro-vitin-e-kaluar-por-perbejne-vetem-11-te-veprimeve\/","title":{"rendered":"Blerjet me kart\u00eb arrit\u00ebn n\u00eb 210 milion\u00eb euro vitin e kaluar. Por p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11% t\u00eb veprimeve"},"content":{"rendered":"

Shqiptar\u00ebt vazhdojn\u00eb ta p\u00ebrdorin kart\u00ebn bankare kryesisht p\u00ebr t\u00eb t\u00ebrhequr pag\u00ebn nga bankomatet. T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se t\u00ebrheqjet e paras\u00eb cash dominojn\u00eb, me mbi 85% e totalit t\u00eb veprimeve me kart\u00eb.<\/p>\n

Pagesat automatike me kart\u00eb, megjith\u00ebse kan\u00eb nj\u00eb tendenc\u00eb n\u00eb rritje, ende vijojn\u00eb t\u00eb z\u00ebn\u00eb nj\u00eb pesh\u00eb relativisht t\u00eb ul\u00ebt n\u00eb p\u00ebrdorimin e kart\u00ebs nga shqiptar\u00ebt. Vlera totale e blerjeve me karta bankare vitin e kaluar arriti n\u00eb 26.2 miliard\u00eb lek\u00eb (rreth 210 milion\u00eb euro), me nj\u00eb rritje vjetore prej 21%. Por, megjith\u00ebse pagesat n\u00eb terminalet elektronike POS kan\u00eb arritur vlerat m\u00eb t\u00eb larta historike, ende ato p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11.4% t\u00eb totalit t\u00eb veprimeve me kart\u00eb.<\/p>\n

K\u00ebto t\u00eb dh\u00ebna d\u00ebshmojn\u00eb se ekonomia shqiptare dominohet duksh\u00ebm nga p\u00ebrdorimi i paras\u00ebcash. Nj\u00eb studim i kat\u00ebr viteve m\u00eb par\u00eb, kryer nga Banka e Shqip\u00ebris\u00eb n\u00eb bashk\u00ebpunim me Bank\u00ebn Bot\u00ebrore, tregoi se rreth 96% e pagesave nga konsumator\u00ebt n\u00eb ekonomin\u00eb shqiptare b\u00ebhet me para n\u00eb dor\u00eb.<\/p>\n

Ky fenomen lidhet me faktor\u00eb t\u00eb shum\u00ebfisht\u00eb, si varf\u00ebria, niveli i lart\u00eb i informalitetit dhe i evazionit fiskal, por edhe mungesa e strategjive t\u00eb r\u00ebnd\u00ebsishme p\u00ebr t\u00eb nxitur kanalet alternative t\u00eb pagesave.<\/p>\n

Sistemi bankar ka b\u00ebr\u00eb investime t\u00eb r\u00ebnd\u00ebsishme p\u00ebr zhvillimin e infrastruktur\u00ebs s\u00eb pagesave, por nuk mund t\u00eb jet\u00eb promotori i vet\u00ebm i kthes\u00ebs n\u00eb kultur\u00ebn e pagesave. Numri i terminaleve t\u00eb pagesave POS n\u00eb mesin e k\u00ebtij viti arriti n\u00eb m\u00eb shum\u00eb se 11 500, me nj\u00eb rritje prej pothuajse 24% apo 2200 nj\u00ebsi n\u00eb harkun e nj\u00eb viti. Shtimi i terminaleve POS \u00ebsht\u00eb i domosdosh\u00ebm p\u00ebr t\u00eb zgjeruar kultur\u00ebn e pages\u00ebs me kart\u00eb n\u00eb blerjen e mallrave dhe sh\u00ebrbimeve.<\/p>\n

Statistikat tregojn\u00eb se n\u00eb mesin e vitit 2020 shqiptar\u00ebt kishin n\u00eb duart e dyre rreth 1.26 milion\u00eb larta. Q\u00eb nga fundi i vitit t\u00eb kaluar, numri total i kartave \u00ebsht\u00eb rritur me 51 mij\u00eb nj\u00ebsi ose rreth 4.2%. M\u00eb shum\u00eb se 85% e totalit jan\u00eb karta debiti, t\u00eb lidhura me llogarit\u00eb e pagave dhe q\u00eb individ\u00ebt i p\u00ebrdorin kryesisht p\u00ebr t\u00eb t\u00ebrhequr parat\u00eb nga bankomatet.<\/p>\n

Kartat e kreditit, q\u00eb jan\u00eb nj\u00eb instrument kryesisht n\u00eb funksion t\u00eb pagesave direkte, aktualisht p\u00ebrb\u00ebjn\u00eb rreth 9% t\u00eb numrit total t\u00eb kartave. N\u00eb mesin e k\u00ebtij viti, shqiptar\u00ebt zot\u00ebronin rreth 113 mij\u00eb karta krediti, me nj\u00eb r\u00ebnie t\u00eb leht\u00eb q\u00eb nga fundi i vitit 2019.<\/p>\n

\"\"<\/a><\/p>\n

\"\"<\/a><\/p>\n

Monitor.al<\/p>\n","protected":false},"excerpt":{"rendered":"

Shqiptar\u00ebt vazhdojn\u00eb ta p\u00ebrdorin kart\u00ebn bankare kryesisht p\u00ebr t\u00eb t\u00ebrhequr pag\u00ebn nga bankomatet. T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se t\u00ebrheqjet e paras\u00eb cash dominojn\u00eb, me mbi 85% e totalit t\u00eb veprimeve me kart\u00eb. Pagesat automatike me kart\u00eb, megjith\u00ebse kan\u00eb nj\u00eb tendenc\u00eb n\u00eb rritje, ende vijojn\u00eb t\u00eb z\u00ebn\u00eb nj\u00eb pesh\u00eb relativisht t\u00eb ul\u00ebt n\u00eb p\u00ebrdorimin e kart\u00ebs nga shqiptar\u00ebt. Vlera totale e blerjeve me karta bankare vitin e kaluar arriti n\u00eb 26.2 miliard\u00eb lek\u00eb (rreth 210 milion\u00eb euro), me nj\u00eb rritje vjetore prej 21%. Por, megjith\u00ebse pagesat n\u00eb terminalet elektronike POS kan\u00eb arritur vlerat m\u00eb t\u00eb larta historike, ende ato p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11.4% t\u00eb totalit t\u00eb veprimeve me kart\u00eb. K\u00ebto t\u00eb dh\u00ebna d\u00ebshmojn\u00eb se ekonomia shqiptare dominohet duksh\u00ebm nga p\u00ebrdorimi i paras\u00ebcash. Nj\u00eb studim i kat\u00ebr viteve m\u00eb par\u00eb, kryer nga Banka e Shqip\u00ebris\u00eb n\u00eb bashk\u00ebpunim me Bank\u00ebn Bot\u00ebrore, tregoi se rreth 96% e pagesave nga konsumator\u00ebt n\u00eb ekonomin\u00eb shqiptare b\u00ebhet me para n\u00eb dor\u00eb. Ky fenomen lidhet me faktor\u00eb t\u00eb shum\u00ebfisht\u00eb, si varf\u00ebria, niveli i lart\u00eb i informalitetit dhe i evazionit fiskal, por edhe mungesa e strategjive t\u00eb […]<\/p>\n","protected":false},"author":7,"featured_media":6639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[50,53],"tags":[],"yoast_head":"\nBlerjet me kart\u00eb arrit\u00ebn n\u00eb 210 milion\u00eb euro vitin e kaluar. Por p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11% t\u00eb veprimeve - Portali Shqip<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shqip.al\/blerjet-me-karte-arriten-ne-210-milione-euro-vitin-e-kaluar-por-perbejne-vetem-11-te-veprimeve\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blerjet me kart\u00eb arrit\u00ebn n\u00eb 210 milion\u00eb euro vitin e kaluar. Por p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11% t\u00eb veprimeve - Portali Shqip\" \/>\n<meta property=\"og:description\" content=\"Shqiptar\u00ebt vazhdojn\u00eb ta p\u00ebrdorin kart\u00ebn bankare kryesisht p\u00ebr t\u00eb t\u00ebrhequr pag\u00ebn nga bankomatet. T\u00eb dh\u00ebnat e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb tregojn\u00eb se t\u00ebrheqjet e paras\u00eb cash dominojn\u00eb, me mbi 85% e totalit t\u00eb veprimeve me kart\u00eb. Pagesat automatike me kart\u00eb, megjith\u00ebse kan\u00eb nj\u00eb tendenc\u00eb n\u00eb rritje, ende vijojn\u00eb t\u00eb z\u00ebn\u00eb nj\u00eb pesh\u00eb relativisht t\u00eb ul\u00ebt n\u00eb p\u00ebrdorimin e kart\u00ebs nga shqiptar\u00ebt. Vlera totale e blerjeve me karta bankare vitin e kaluar arriti n\u00eb 26.2 miliard\u00eb lek\u00eb (rreth 210 milion\u00eb euro), me nj\u00eb rritje vjetore prej 21%. Por, megjith\u00ebse pagesat n\u00eb terminalet elektronike POS kan\u00eb arritur vlerat m\u00eb t\u00eb larta historike, ende ato p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11.4% t\u00eb totalit t\u00eb veprimeve me kart\u00eb. K\u00ebto t\u00eb dh\u00ebna d\u00ebshmojn\u00eb se ekonomia shqiptare dominohet duksh\u00ebm nga p\u00ebrdorimi i paras\u00ebcash. Nj\u00eb studim i kat\u00ebr viteve m\u00eb par\u00eb, kryer nga Banka e Shqip\u00ebris\u00eb n\u00eb bashk\u00ebpunim me Bank\u00ebn Bot\u00ebrore, tregoi se rreth 96% e pagesave nga konsumator\u00ebt n\u00eb ekonomin\u00eb shqiptare b\u00ebhet me para n\u00eb dor\u00eb. Ky fenomen lidhet me faktor\u00eb t\u00eb shum\u00ebfisht\u00eb, si varf\u00ebria, niveli i lart\u00eb i informalitetit dhe i evazionit fiskal, por edhe mungesa e strategjive t\u00eb […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/shqip.al\/blerjet-me-karte-arriten-ne-210-milione-euro-vitin-e-kaluar-por-perbejne-vetem-11-te-veprimeve\/\" \/>\n<meta property=\"og:site_name\" content=\"Portali Shqip\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Revista-Shqip-164162295989\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-08T08:04:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/shqip.al\/wp-content\/uploads\/2020\/09\/blerje-me-karte.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Eralda Zito\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@revista_shqip\" \/>\n<meta name=\"twitter:site\" content=\"@revista_shqip\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Eralda Zito\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/shqip.al\/blerjet-me-karte-arriten-ne-210-milione-euro-vitin-e-kaluar-por-perbejne-vetem-11-te-veprimeve\/\",\"url\":\"https:\/\/shqip.al\/blerjet-me-karte-arriten-ne-210-milione-euro-vitin-e-kaluar-por-perbejne-vetem-11-te-veprimeve\/\",\"name\":\"Blerjet me kart\u00eb arrit\u00ebn n\u00eb 210 milion\u00eb euro vitin e kaluar. 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Pagesat automatike me kart\u00eb, megjith\u00ebse kan\u00eb nj\u00eb tendenc\u00eb n\u00eb rritje, ende vijojn\u00eb t\u00eb z\u00ebn\u00eb nj\u00eb pesh\u00eb relativisht t\u00eb ul\u00ebt n\u00eb p\u00ebrdorimin e kart\u00ebs nga shqiptar\u00ebt. Vlera totale e blerjeve me karta bankare vitin e kaluar arriti n\u00eb 26.2 miliard\u00eb lek\u00eb (rreth 210 milion\u00eb euro), me nj\u00eb rritje vjetore prej 21%. Por, megjith\u00ebse pagesat n\u00eb terminalet elektronike POS kan\u00eb arritur vlerat m\u00eb t\u00eb larta historike, ende ato p\u00ebrb\u00ebjn\u00eb vet\u00ebm 11.4% t\u00eb totalit t\u00eb veprimeve me kart\u00eb. K\u00ebto t\u00eb dh\u00ebna d\u00ebshmojn\u00eb se ekonomia shqiptare dominohet duksh\u00ebm nga p\u00ebrdorimi i paras\u00ebcash. Nj\u00eb studim i kat\u00ebr viteve m\u00eb par\u00eb, kryer nga Banka e Shqip\u00ebris\u00eb n\u00eb bashk\u00ebpunim me Bank\u00ebn Bot\u00ebrore, tregoi se rreth 96% e pagesave nga konsumator\u00ebt n\u00eb ekonomin\u00eb shqiptare b\u00ebhet me para n\u00eb dor\u00eb. 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